// LEGAL FRAMEWORK

TERMS OF SERVICE

LAST UPDATED: MARCH 17, 2026

1. ACCEPTANCE OF TERMS

Welcome to Kentwood Accounting Services LLC ("Kentwood," "we," "us," or "our"). By accessing or using our website (kentwood-accounting-services.com) and services, you ("Client," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must discontinue use immediately.

These Terms constitute a legally binding agreement between you and Kentwood Accounting Services LLC. We reserve the right to modify these Terms at any time. Continued use after changes indicates acceptance of the revised Terms.

2. SERVICES PROVIDED

Kentwood Accounting Services LLC provides a range of financial services, including but not limited to:

  • Tax optimization and compliance services
  • Financial forecasting and strategic planning
  • Business growth advisory and structuring
  • Audit defense and regulatory support
  • Merger & acquisition advisory
  • Direct lending solutions and capital financing

Specific services, deliverables, fees, and timelines will be outlined in separate engagement letters or service agreements executed between Kentwood and the Client.

3. ELIGIBILITY

You must be at least 18 years of age and have the legal authority to enter into binding contracts to use our services. By engaging Kentwood, you represent and warrant that you meet these requirements and that all information provided is accurate and complete.

4. CLIENT RESPONSIBILITIES

To ensure effective service delivery, you agree to:

  • Provide accurate, complete, and timely financial information and documentation
  • Respond promptly to requests for clarification or additional information
  • Maintain confidentiality of login credentials and account access
  • Notify us immediately of any unauthorized access or security breaches
  • Comply with all applicable laws, regulations, and tax obligations

5. FEES & PAYMENT

5.1 Service Fees

Fees for services will be specified in your engagement letter or service agreement. Payment terms, billing cycles, and accepted payment methods will be outlined in the agreement.

5.2 Late Payments

Invoices are due on the date specified. Late payments may incur interest charges at the maximum rate permitted by law. We reserve the right to suspend services for accounts with overdue balances.

5.3 Refunds

Fees paid for completed work are non-refundable. Refund eligibility for partially completed services will be assessed on a case-by-case basis in accordance with the engagement agreement.

6. DIRECT LENDING SERVICES

6.1 Lending Terms

For clients engaging our direct lending services, loan terms, interest rates, repayment schedules, and collateral requirements will be governed by separate loan agreements. All lending activities comply with applicable federal and state lending regulations.

6.2 Credit Review

Approval for lending services is subject to credit review, financial assessment, and underwriting criteria. Kentwood reserves the right to deny loan applications at its sole discretion.

7. SMS/MMS COMMUNICATIONS

7.1 Consent to Receive Messages

By providing your mobile phone number and opting in to SMS/MMS communications, you expressly consent to receive recurring marketing and promotional text messages from Kentwood Accounting Services LLC. These messages may be sent using an automated telephone dialing system (ATDS) and may include offers, service updates, and information about our financial products.

7.2 Message Frequency & Costs

Message frequency varies; you may receive up to 4 messages per month. Standard message and data rates may apply based on your mobile carrier plan. Kentwood is not responsible for any carrier charges incurred.

7.3 Opt-Out

You may opt out of SMS communications at any time by replying STOP to any message. You may also contact us at kentwood@kentwood-accounting-services.com to unsubscribe. Reply HELP for assistance.

7.4 No Purchase Condition

Consent to receive SMS messages is NOT a condition of purchase or service engagement. You may decline SMS consent and still receive our full range of accounting, tax, lending, and advisory services.

8. CONFIDENTIALITY & DATA SECURITY

Kentwood is committed to protecting the confidentiality of your financial information. We implement industry-standard security measures and comply with applicable data protection laws. For full details, please review our Privacy Policy.

You acknowledge that while we take reasonable precautions, no electronic transmission or storage is completely secure. You agree not to hold Kentwood liable for unauthorized access resulting from circumstances beyond our reasonable control.

9. INTELLECTUAL PROPERTY

All content, branding, trademarks, logos, and proprietary materials on our website and in our communications are the property of Kentwood Accounting Services LLC or our licensors. You may not copy, reproduce, distribute, or create derivative works without our express written consent.

Deliverables created specifically for you during service engagement (e.g., financial reports, tax filings) become your property upon full payment, subject to any applicable legal retention requirements.

10. DISCLAIMERS & LIMITATIONS OF LIABILITY

10.1 No Guarantees

While we strive for excellence, Kentwood makes no guarantees regarding specific outcomes, tax savings, investment returns, or business growth results. Financial markets, regulatory environments, and business conditions are unpredictable.

10.2 Professional Judgment

Our services are based on professional judgment, industry standards, and available information. We are not responsible for outcomes resulting from incomplete or inaccurate information provided by the Client, changes in law, or circumstances beyond our control.

10.3 Limitation of Liability

To the maximum extent permitted by law, Kentwood's total liability for any claims arising from these Terms or our services shall not exceed the total fees paid by the Client for the specific service giving rise to the claim. We are not liable for indirect, consequential, incidental, or punitive damages.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Kentwood Accounting Services LLC, its officers, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your breach of these Terms, violation of applicable laws, or misuse of our services.

12. TERMINATION

Either party may terminate the service relationship in accordance with the terms outlined in the engagement agreement. Upon termination, you remain responsible for payment of fees for services rendered up to the termination date.

Kentwood reserves the right to suspend or terminate services immediately if you breach these Terms, engage in fraudulent activity, or fail to make timely payments.

13. DISPUTE RESOLUTION & ARBITRATION

13.1 Informal Resolution

In the event of a dispute, you agree to first contact us at kentwood@kentwood-accounting-services.com to attempt an informal resolution.

13.2 Binding Arbitration

If informal resolution fails, any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in New York, NY, and the decision shall be final and binding.

14. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

15. CHANGES TO TERMS

Kentwood reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes indicates acceptance of the revised Terms.

16. SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

17. CONTACT INFORMATION

For questions or concerns about these Terms, please contact us:

Kentwood Accounting Services LLC
Email: kentwood@kentwood-accounting-services.com
Website: kentwood-accounting-services.com